AD Banker Life and Health Practice Exam

For disability claims, notice of continuance generally requires that policyholders provide updates on their condition every six months. This timeframe is established to ensure that the insurance provider receives timely information regarding the claimant's ongoing disability status and any potential improvements in their condition. The six-month requirement strikes a balance between the insurer's need for current information and the policyholder's capability to provide updates without being overly burdensome.

This period allows for adequate monitoring of the claimant's situation while recognizing that some conditions may take extended periods to evaluate fully. Regular updates help insurers manage claims responsibly and ensure that benefits are appropriately administered based on the individual's current needs and abilities.