In terms of social security, who qualifies for Survivor Benefits?

Study for the AD Banker Life and Health Exam. Utilize flashcards and multiple choice questions, each with hints and explanations. Prepare effectively for your test!

Survivor Benefits under Social Security are designed to provide financial support to the family members of a deceased worker who had paid into the Social Security system and was fully insured. The correct choice indicates that all dependents of a fully insured deceased worker can qualify for these benefits, which typically include a spouse, children, and even some other relatives, such as dependent parents.

This broad eligibility is based on the principle that Social Security aims to support the immediate family who may have relied financially on the deceased individual. In most cases, the benefits will be distributed among these qualifying dependents, ensuring that financial support is extended to those who were dependent on the deceased’s income.

In contrast, options relating to only spouses or particular age limits for children limit the scope of who can receive benefits, which does not reflect the broader eligibility criteria established by Social Security. Therefore, the correct understanding of survivor benefits is that they are intended for a wider group of dependents of fully insured workers, making the inclusion of all dependents a more comprehensive and accurate portrayal of eligibility for Survivor Benefits.

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