What document can be received by a member of a group insurance plan to confirm their coverage?

Study for the AD Banker Life and Health Exam. Utilize flashcards and multiple choice questions, each with hints and explanations. Prepare effectively for your test!

The Certificate of Insurance serves as a vital document for a member of a group insurance plan, as it directly confirms their coverage under the group policy. This certificate outlines the benefits provided to the member, the terms of coverage, and any limitations or exclusions that may apply. It effectively acts as proof of insurance, detailing the rights and responsibilities of both the insurer and the insured within the context of the group policy.

While other documents, such as the Insurance Policy Agreement, may detail the overall terms and conditions of the group plan, they are typically not issued to individual members. The Group Health Plan Overview provides a summary of the plan but does not serve as personal confirmation of an individual member's coverage. The Insurance Application Form is used to apply for coverage and does not indicate whether coverage has been granted or its specifics. Thus, the Certificate of Insurance is the appropriate document that confirms a member's coverage in a group insurance plan.

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