What does a Certificate of Insurance indicate for a member of a group insurance plan?

A Certificate of Insurance serves as evidence of coverage for an individual who is part of a group insurance plan. This document is issued to participants in the group and outlines the specific details of the coverage they are entitled to under the master group policy. It confirms that the individual is a member of the group and provides important information such as the types of coverage, the effective date, and any relevant exclusions or limitations.

While proof of payment for insurance premiums is important, the Certificate of Insurance itself does not serve as proof of payment. It identifies coverage rather than payment status. Similarly, identification of the insurance agent and verification of policy duration are not purposes of this certificate. The primary function is to provide clear evidence that an individual is covered under the group plan, making option B the correct choice.