What type of benefits does Medicare Part B provide?

Study for the AD Banker Life and Health Exam. Utilize flashcards and multiple choice questions, each with hints and explanations. Prepare effectively for your test!

Medicare Part B provides benefits specifically focused on preventive care and outpatient services. This includes a wide range of healthcare services such as doctor visits, outpatient hospital services, certain home health services, durable medical equipment, and preventive services like screenings and vaccinations. The emphasis of Part B is to cover services that do not require hospitalization, which helps to prevent more serious health issues and reduce the need for more extensive medical care.

Hospitalization is primarily covered under Medicare Part A, while long-term care is not a benefit of Medicare at all, as Medicare does not cover custodial care. Prescription drugs are covered under Medicare Part D, which is distinct from Part B. Understanding these distinctions helps clarify the specific role of Medicare Part B in the overall Medicare program.

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