Which statement is true about Medicare - Part C (Medicare Advantage)?

Study for the AD Banker Life and Health Exam. Utilize flashcards and multiple choice questions, each with hints and explanations. Prepare effectively for your test!

Medicare Part C, also known as Medicare Advantage, is designed to provide a comprehensive set of benefits that combines coverage from both Medicare Part A (hospital insurance) and Part B (medical insurance). While it does offer some of the same coverage options you might find with Medigap plans, it is important to note that Medicare Advantage plans often include additional services such as vision, dental, and wellness programs that are not typically covered by traditional Medigap policies.

The key aspect of Medicare Advantage is that it offers an alternative way for beneficiaries to receive their Medicare benefits through private insurance plans approved by Medicare. Therefore, the coverage can be broader or different from Medigap, which only acts as supplemental insurance to Original Medicare. This means the statement regarding the similarity to Medigap plans is informative regarding the advantages and enhancements provided under Medicare Advantage, highlighting its role in offering extensive healthcare options for enrollees.

In contrast, the other statements have limitations or inaccuracies. For example, some Medicare Advantage plans do come with a premium, and enrollment in Parts A and B is generally required to qualify for Part C. Additionally, while Medicare Advantage plans do cover emergency services, their coverage extends well beyond that, incorporating various benefits typically beyond just emergency care. This

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